Operational Compliance Executive

Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. And here at Funding Societies | Modalku we live by our core values:

• Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.
• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.

This position is within our payments team, a fast growing part of our organization which offers businesses a suite of payments and collections products in one easy-to-use digital platform. These no-code solutions simplify the lives of business owners, by improving cash flow management, unlocking cost savings and helping businesses save time, through automation of finance processes.

Reporting to the Compliance Manager, your mission is to execute day to day compliance process. You will oversee transaction monitoring, customer onboarding, KYC and CDD, whilst delivering the best possible user experience.If you are a driven, detailed oriented individual seeking to develop and challenge yourself within a fast-paced, innovative fintech - this role is for you!

Key Responsibilities:

• Own the day-to-day operational compliance tasks including transaction monitoring, Corporate clients onboarding, and identify other risk areas including fraud and financial crime.
• Conduct assessment and evaluation on credit ratings for corporate clients, including credit limi excess monitoring.
• Perform AML investigation for the team across markets with adherence to local regulations, suggesting the course of action to be taken.
• Collaborate with sales, finance, and technology teams to question the status quo, and improve customer experience, while remaining compliant.
• Keep informed about industry developments, trends and best practices and assess its effect on operational processes.

• 3+ years of operations, compliance and/or KYC experience, ideally within financial services or payments industry.
• Experience in an international and English-speaking environment
• Experience in a regulated financial institution, or a FinTech company is a plus
• Professional certification is a plus (ACAMS/ICA)
• Proven track record showing strong attention to detail and the ability to effectively manage time, priorities and complete tasks with tight deadlines
• Critical thinking and problem-solving attitude
• Sound judgment and strong sense of ethics
• Excellent communication skills and the ability to clearly explain complex situations in English
• Hands-on attitude and the ability to manage multiple priorities and stakeholders without compromising quality

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible Working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical Benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
• Mental Health and Wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
• Learning & Development: We believe learning should never end and we support everyone with self-learning L&D allowances.
• Tech Support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity