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Credit Analyst

Loker ini dibuat lebih dari 2 bulan yang lalu

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About Fazz

Fazz is an ecosystem of financial services that comprise Fazz (Business account for Southeast Asia), StraitsX (Payments infrastructure for digital assets), and Modal Rakyat (Mutual cooperation funding for MSMEs) founded in 2016, as a result of a merger between PayFazz and Xfers, two Y Combinator alumni based in Southeast Asia.

Fazz provides business accounts that offer seamless payment, savings and credit functionalities, giving businesses equal opportunity to build, run, and grow. We cater to the warung and MSME in Indonesia under the brand Fazz Agen, and fast-growing startups and SMEs in Singapore and Indonesia under the brand Fazz Business.

Fazz’s mission is to make the future of finances accessible for every single business in Southeast Asia, where many MSMEs and the population are still underserved.

Head to our website to get to know us better: https://fazz.com/

What Will You Do:

Responsible for making recommendations to the borrower for new, renewal and extension loans to approve or deny the extension of credit
Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company
Become layer to approval credit and give more detail and recommendation about loan application
Ensure adherence to the laid down policies and procedures for the smooth running of the division

Requirements:

Minimum 3 years in related experience
Analyzing and assessing the creditworthiness of new and existing clients
Giving feedback and recommendation about current procedural and policy whether implementable or having the gaps
Identify & provide feedback on potential risk and implement the proposed solutions
Designing and driving implementation of credit strategies, policies, standard operating procedures and guidelines
Review the validity of the collateral
Making data report for inquiry needed
Liaise with relationship managers and other departments

What we are looking for in you / Ideal profile

Strong credit analysis and analytical skills
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Able to read a financial statement
Attention to details
Having experience in multi finance/ P2P lending/ banking

We love reviewing all the applications we receive, but unfortunately, we may not be able to get back to everyone individually. If we’d like to move forward with your application, we’ll be in touch!

Fazz is an equal-opportunity employer. Individuals seeking employment at Fazz will be considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, or any other characteristic protected by applicable laws.

By submitting your application, you agree that Fazz may collect your personal data for recruiting, regional organization planning, and related purposes.

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