Remedial Officer

Responsibilities

• Conduct evaluations on the collectability of the credit portfolio by focusing on credit analysis, documentation, and established reserves.
• Perform account management for non-performing loans.
• Create credit analyses as a basis for credit restructuring recommendations, considering business prospects and customer characteristics.
• Establish and maintain relationships with notaries, lawyers, and other judicial institutions within the scope of resolving non-performing loans.
• Provide periodic reports on transferred credits.
• Transfer rehabilitated credits back to the Lending Officer.
• Foster communication and provide support to other divisions and work units to achieve effective cross-functional collaboration.
• Implement Risk Management within the scope of assigned duties.
• Ensure the implementation of a system to improve the quality of the bank's credit portfolio.
• Manage credits delegated by the Lending Officer.
• Maintain the equipment and inventory within the Remedial Department.

Requirement

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field from reputable university.
• Good communication and interpersonal skills.
• Highly motivated, self-driven, able to work without close supervision, making decision and strong control attitude.
• At least 4 years of experience in special asset management, remedial, collection, or recovery within the banking industry.
• Proven track record in managing non-performing loans.
• Possess Certification of BSMR / LSPP Level 1.
• Have Restructuring Experience for Commercial / SME / FI.
• Knowing about auction process, Asset Sale Skill.