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Credit Analyst

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Did you know that Tunaiku is actually part of Amar Bank? 

And, did you also know that we are Indonesia's first digital-only bank loan service? 

How did we manage to do that?

At Amar Bank, we are changing people’s perception of a bank. We believe we are innovators who combine customer focus principles with creating technology-based impact. We incorporate freedom and flexibility as part of our startup working culture DNA to encourage innovation in creating better financial solutions for the banking industry.

Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the bank was acquired by Tolaram Group and transformed to PT. Bank Amar Indonesia (Amar Bank) in 2014. It has then undergone a significant digital transformation to become one of the country's forerunning fintech institutions through its award-winning digital lending platform, Tunaiku. 

In January 2020, we had a successful Initial Public Offering and raised more than 209 billion rupiahs in funds from our public stock offering, more than we targeted to achieve. Recently Amar Bank was awarded as The Best Bank in Mortgage 2020 Book 2 category by 2002. In early July, we launched our newest innovative product named Senyumku in addition to our existing other products such as Tunaiku, Nabungyuk, and Tunaiku Invest. Today we have more than 1000 employees and that number keeps growing.

Of course, our innovation won't stop here, so if you would love to be a part of it, have a growth mindset, and are constantly hungry for challenges, we invite you to join our vision to create millions of smiles all around Indonesia and also a mission to provide banking services to those who ‘Need’ and Not only to those who “Want”

If you are hungry for challenges and love the idea of innovation, you might be someone we need to help create millions of smiles all around Indonesia.

Join us today and create #unlimitedinnovations!

Job Description

  •  Verifying the completeness and correctness of prospective debtor data.
  •  Identifying and reporting potential risks related to credit applications quickly and accurately.
  •  Conduct a survey of the prospective debtor's residence, place of business, and collateral. 
  • Conduct credit analysis and report the results of the analysis into the Credit Evaluation Report. 
  • Discuss with supervisors and credit committees related to credit applications.

Requirements

  • Bachelor's Degree from any major. 
  • Have at least 2 years experience as a credit analyst in the Commercial Lending segment at the Bank. 
  • Having knowledge in the field of banking credit. 
  • Able to prepare the results of credit proposal analysis. 
  • Able to work under pressure and fast learner. - Thorough, integrity, and discipline.
  • Accustomed to visiting and communicating directly with prospective debtors. 
  • Able to operate computers and Microsoft Office. 
  • Able to communicate in English
We exist to help and manage credit portfolios. We organize information in order to make sure that loans function efficiently. We manage the entire Tunaiku credit process.

It’s our job to determine the borrower’s competency to utilize the funds to generate an income and their ability to pay back the principal amount and interest. We work hand-in-hand with other departments to achieve all credit objectives within a defined timeframe.
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Jenis kontrak
Full Time
Lokasi
Tanggal posting
15 Juni, 2022