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Credit Admin

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Who are we?

Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading

digital lending product, Tunaiku has the distinction of being the first FinTech product in

Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we

managed to get listed on the Indonesian Stock Exchange.

How did we manage to do that?

We are changing people’s perception of a bank. We believe we are the innovators who combine

customer focus principles with creating technology-based impact. We incorporate freedom and

flexibility as part of our startup working culture DNA to encourage innovation in creating better

financial solutions for the banking industry. We think of ourselves as, ‘A technology company

with a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’

How did it all start?

Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the

bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)

in 2014. It has then undergone a significant digital transformation to become one of the

country's forerunning fintech institutions through its award-winning digital lending platform,

Tunaiku.

Our philosophy, mission, and vision

Technology must impact lives, must improve lives. We exist to provide banking to those who

‘need’ and not only to those who ‘want’. Services when provided to those who need at the time

of their need brings smiles. Our vision is to bring 200 million smiles.

More about the bank with startup culture environment

Consist of 1000+ people, you will meet people who love to grow, dream big, and actually have

fun at the workplace! We provide a great working environment that pushes people to grow

outside their comfort zone. People with high drive and ambition find us a very attractive place to

work as their career growth matches their own drive and not any staid policies. Thus we hold

the honor of being awarded “Best Place to Work in Indonesia”.

Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise

Awards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,

have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our

journey to ‘Impact Lives’.

Join us today and create #unlimitedinnovations!

Requirements:

Minimum Bachelor Degree from any dicipline
Have a min 2 years of experience as a Credit Admin in Banking (Specially in Channeling & SME Transactions)
Have work experience in credit transactions & credit reporting
Have good governance and risk management
willing to be placed in Amar Bank offices throughout Indonesia
Able to work together in a team

Responsibilites:

Conduct pre-disbursement checks to ensure compliance with all requirements in the credit approval
Communicate proactively with the business team to fulfill the requirements that need to be met according to the provisions of the credit committee including (writing off process according to the provisions, premium payment processes, insurance claims and commission payments)
Distribute proof of transactions to other work units based on procedures
Making disbursement, extension and closing of loan facilities
Doing daily credit admin transactions related to loans
Carry out good corporate governance management with principles of: Transparency, accountability, responsibility, independence and fairness.

We exist to help and manage credit portfolios. We organize information in order to make sure that loans function efficiently. We manage the entire Tunaiku credit process.

It’s our job to determine the borrower’s competency to utilize the funds to generate an income and their ability to pay back the principal amount and interest. We work hand-in-hand with other departments to achieve all credit objectives within a defined timeframe.

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