Deskripsi pekerjaan
Who are we?
Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leadingdigital lending product, Tunaiku has the distinction of being the first FinTech product inIndonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, wemanaged to get listed on the Indonesian Stock Exchange.
How did we manage to do that?
We are changing people’s perception of a bank. We believe we are the innovators who combinecustomer focus principles with creating technology-based impact. We incorporate freedom andflexibility as part of our startup working culture DNA to encourage innovation in creating betterfinancial solutions for the banking industry. We think of ourselves as, ‘A technology companywith a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’
How did it all start?
Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), thebank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)in 2014. It has then undergone a significant digital transformation to become one of thecountry's forerunning fintech institutions through its award-winning digital lending platform,Tunaiku.
Our philosophy, mission, and vision
Technology must impact lives, must improve lives. We exist to provide banking to those who‘need’ and not only to those who ‘want’. Services when provided to those who need at the timeof their need brings smiles. Our vision is to bring 200 million smiles.
More about the bank with startup culture environment
Consist of 1000+ people, you will meet people who love to grow, dream big, and actually havefun at the workplace! We provide a great working environment that pushes people to growoutside their comfort zone. People with high drive and ambition find us a very attractive place towork as their career growth matches their own drive and not any staid policies. Thus we holdthe honor of being awarded “Best Place to Work in Indonesia”.
Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific EnterpriseAwards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,have a growth mindset, and are constantly hungry for challenges, we invite you to join us in ourjourney to ‘Impact Lives’.
Join us today and create #unlimitedinnovations!
It’s our job to underwrite, create portfolio management reports, design collection strategies to risk costs, and RWA optimization. We work closely with relevant stakeholders actively to build the network globally.
Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leadingdigital lending product, Tunaiku has the distinction of being the first FinTech product inIndonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, wemanaged to get listed on the Indonesian Stock Exchange.
How did we manage to do that?
We are changing people’s perception of a bank. We believe we are the innovators who combinecustomer focus principles with creating technology-based impact. We incorporate freedom andflexibility as part of our startup working culture DNA to encourage innovation in creating betterfinancial solutions for the banking industry. We think of ourselves as, ‘A technology companywith a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’
How did it all start?
Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), thebank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)in 2014. It has then undergone a significant digital transformation to become one of thecountry's forerunning fintech institutions through its award-winning digital lending platform,Tunaiku.
Our philosophy, mission, and vision
Technology must impact lives, must improve lives. We exist to provide banking to those who‘need’ and not only to those who ‘want’. Services when provided to those who need at the timeof their need brings smiles. Our vision is to bring 200 million smiles.
More about the bank with startup culture environment
Consist of 1000+ people, you will meet people who love to grow, dream big, and actually havefun at the workplace! We provide a great working environment that pushes people to growoutside their comfort zone. People with high drive and ambition find us a very attractive place towork as their career growth matches their own drive and not any staid policies. Thus we holdthe honor of being awarded “Best Place to Work in Indonesia”.
Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific EnterpriseAwards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,have a growth mindset, and are constantly hungry for challenges, we invite you to join us in ourjourney to ‘Impact Lives’.
Join us today and create #unlimitedinnovations!
Responsibilities
- Develop and Implement Governance Framework:
- a. Design and implement a comprehensive business governance framework tailored to the Retail Banking division.
- b. Ensure alignment with regulatory requirements and industry best practices.
- Compliance Oversight:
- Monitor and enforce compliance with relevant laws, regulations, and internal policies. Conduct regular assessments to identify and address compliance risks.
- Stakeholder Engagement:
- a. Collaborate with cross-functional teams, including legal, compliance, and operations, to ensure cohesive governance practices.
- b. Communicate effectively with internal and external stakeholders regarding governance initiatives.
- Audit Facilitation:
- a. Facilitate and support internal and external audits, including financial audits and those conducted by OJK.
- b. Ensure timely provision of required documentation and information to auditors. Monitoring and Reporting:
- Establish monitoring mechanisms to track the effectiveness of the governance framework. Prepare and present regular reports to senior management on governance, compliance, and risk metrics.
Requirement
- Bachelor's degree in Business, Finance, Law, or a related field. Advanced degree or relevant certifications is a plus.
- Minimum of 8 years of experience in business governance, compliance, or risk management within the banking or financial services sector.
- Proven track record of successfully implementing and managing governance frameworks.
- In-depth understanding of relevant banking regulations and compliance requirements.
- Hands-on experience in facilitating internal audits, financial audits, and audits conducted by regulatory bodies such as OJK.
- Strong analytical and problem-solving skills with the ability to assess and mitigate risks effectively.
- Excellent verbal and written communication skills, including the ability to convey complex governance and compliance concepts to diverse audiences.
- Demonstrated leadership experience with the ability to guide and influence cross-functional teams.
- Ability to adapt to changing regulatory environments and business needs.
- Proven ability to collaborate and build strong relationships with internal and external stakeholders.
It’s our job to underwrite, create portfolio management reports, design collection strategies to risk costs, and RWA optimization. We work closely with relevant stakeholders actively to build the network globally.
