Strategy Anti-Fraud Officer

About the Position

• This position is required to support the implementation of the Bank’s Anti-Fraud Strategy and to strengthen fraud risk management in line with the increasing complexity of the Bank’s business and operational activities.

Responsibilities

• Develop the annual Anti-Fraud work plan.
• Conduct fraud prevention and control through Anti-Fraud Awareness socialization for Bank Amar employees.
• Perform fraud detection through monitoring systems for high-risk activities and transactions, as well as through initial assessment of whistleblower reports related to suspected fraud.
• Conduct surprise audits at least once a year, particularly for high-risk business units or units vulnerable to fraud.
• Prepare investigation plans and carry out investigations on suspected fraud cases, collect and secure evidence for further analysis, and conduct interviews and analyze investigation findings.
• Prepare and report investigation results and properly document the investigation outcomes.
• Monitor and evaluate follow-up actions on fraud incidents and control weaknesses that may potentially lead to fraud.
• Report fraud incidents and related findings to the Board of Directors and relevant functions.
• Submitting Anti-Fraud reports to the authority and revising policies related to the Anti-Fraud Strategy in accordance with ongoing developments.

Requirements

• Minimum Bachelor’s Degree (preferably in Economics, Management, Accounting, Law, Information Systems, or other relevant fields).
• Strong understanding of OJK, Bank Indonesia, and internal Bank regulations related to anti-fraud and risk management.
• Demonstrates integrity, independence, strong analytical ability, and the capability to coordinate across functions.
• Good understanding of Fraud Risk Assessment (FRA), identification and monitoring of fraud indicators, and evaluation of internal control effectiveness.
• Able to prepare systematic analysis, risk assessments, and anti-fraud reports for management and regulatory needs.
• Minimum 2–3 years of experience in anti-fraud, risk management, compliance, internal audit, or control functions within banking/financial services.

Bonus Point If

• Have certifications in Anti-Fraud / Risk Management / Compliance is an advantage (e.g., CFE, CRMP, CAFP, CIA, or equivalent).
• Experience in drafting policies, guidelines, or Anti-Fraud Strategy frameworks.
• Experience in conducting fraud risk assessments, developing fraud control frameworks, or evaluating fraud control effectiveness.
• Understanding of digital fraud, data analysis, or the use of fraud monitoring dashboards.