Bukuwarung sedang merekrut seorang
Sr Manager / Head of Credit Risk
Loker ini dibuat lebih dari 2 bulan yang lalu
Overview
BukuWarung is SEA’s fastest growing startup and we are building the digital infrastructure for 60 million MSMEs in Indonesia, enabling them to efficiently manage and grow their business, starting with digital bookkeeping, online storefront & payments. BukuWarung’s vision is to empower 60 million MSMEs in Indonesia to become financially aware and enable them to manage and grow their business using technology.
BukuWarung is backed by top tier VCs globally: Peter Thiel’s Valar Ventures, Goodwater Capital, Y-Combinator, AC Ventures, Quona Capital, East Ventures, Golden Gate Ventures, Rocketship.vc, Tanglin Venture Partners and strategic angel investors from Stripe, PayPal, Plaid, Grab, Gojek, Facebook, AirBnB, Fast, Mastercard etc.
As a Business Finance Manager, you will be responsible for tracking a company's financial performance against a plan, analyzing business performance and market conditions to create forecasts, and helping senior management make tactical and strategic decisions by providing periodic reports.
Job Description
- Create the credit risk rules and credit policies for various unsecured lending products targeting the MSME segment
- Determine the criteria for credit limits and risk based pricing with a strong bias to increase the underwriting coverage while keeping NPLs in check
- Build the credit risk team under you as we scale
- Monitor and maintain the credit quality of the portfolio across merchant vintages, merchant segments and loan products
- Prepare necessary financial forecasting reports - EAD, LGD etc
- Work closely with the fraud team and collections team to mitigate fraud and maximise collection yields
- Work closely with banks and other lenders to communicate our risk policies and portfolio performance
Qualifications
- 10+ years of experience managing credit risk portfolios for unsecured lending either at a bank, multifinance or a fintech company in Indonesia
- Ability to present portfolio findings and analysis to senior management - internal and external stakeholders
- Advanced knowledge of credit loss reporting - including regulatory reporting to OJK
- Ability to build the next layer of the credit risk team
- Very good communication and interpersonal skills in both Bahasa and English
- Knowledge of SQL and other querying tools for data mining and data analysis is a plus
If this sounds like you, please apply!
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