Product Manager - Risk & Compliance
Xendit provides payment infrastructure across Southeast Asia, with a focus on Indonesia and the Philippines. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.
Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across in SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to be featured on among the fastest growing companies by Y-Combinator.
The Role
Xendit is looking for an experienced Risk & Compliance Product Manager with a focus on transaction monitoring to drive the development and execution of risk management and compliance payment products at Xendit. The scope includes domestic as well as cross border payments. The successful candidate will be responsible for collaborating with engineering, risk and compliance teams to develop our transaction monitoring solutions and other risk products to comply with regulatory requirements across the region, industry best practices, and meet the needs of Xendit merchants. We expect builds to scale as we expand across markets in SEA.
The ideal candidate will have a deep understanding of the payments industry and regulatory landscape, with a strong background in building and managing risk and compliance products. They should be able to work collaboratively with cross-functional teams and possess excellent communication and interpersonal skills.
Responsibilities
- Develop and maintain Xendit’s transaction monitoring solution to comply with regulatory requirements in multiple markets, industry best practices, and meet the needs of Xendit's clients
- Build and launch Risk & Compliance-related products and services by leading all aspects of product management and development cycle
- Own and manage Xendit’s risk product platform, facilitating the onboarding flow, fraud prevention measures, and ongoing transaction monitoring system, while ensuring best in class customer experience
- Measure the performance of Xendits risk product platform and identify areas for improvement
- Work with other product managers cross-functionally at Xendit
- Work closely with a multidisciplinary team of developers, risk professionals, and compliance professionals to solve for pressing and complex risk problems
- Work with stakeholders across the organization to bring new features and ensure awareness of product status and roadmap risks
- Do whatever it takes to make Xendit succeed
What we’re looking for
Behaviors
What you bring to the table…
- Analytical thinking: You are able to analyze complex data and identify patterns and trends, using this information to develop effective risk management and compliance products
- Collaborative working style: You work collaboratively with cross-functional teams, including product development, compliance, and engineering teams
- Proactive approach: You are proactive in identifying potential risks and compliance issues, taking action to mitigate them
- Communication skills: You possess excellent communication and interpersonal skills, with the ability to communicate complex concepts to non-technical stakeholders and work collaboratively with cross-functional teams
- Strategic thinking: You are a strategic thinker, developing long-term plans and roadmaps for risk and compliance products that align with Xendit's strategic objectives
- Customer-focused mindset: You have a customer-focused mindset, ensuring that risk and compliance products meet the needs of Xendit's merchants while complying with regulatory requirements
- Results-oriented: You are results-oriented, with the ability to deliver projects on time and within budget, while achieving the desired outcomes
Experience
- At least 5 years of experience in building and managing risk and compliance products in the financial services industry, with a focus on transaction monitoring
- Experience building risk & compliance products based on the knowledge of regulatory rules/laws and their impact on internal policies and procedures
- Experience working with 3rd party providers and integrations
- Excellent analytical and problem-solving skills, with the ability to identify and mitigate risks associated with product development and management
- Ability to make decisions and prioritize using data
- Excellent communication and interpersonal skills, with the ability to work collaboratively with cross-functional teams
