MSME Business Risk

Responsibilities:

• Develop and implement a comprehensive risk management framework tailored to the MSME banking ecosystem, with a focus on integrating digital solutions to identify, assess, and mitigate risks effectively.
• Identify, monitor, and address operational risks in MSME products, processes, and services, leveraging technology-driven insights and real-time data analytics.
• Establish and lead fraud detection and prevention strategies by utilizing digital tools to proactively safeguard operations.
• Collaborate with technology and product teams to design secure, efficient, and digitally enhanced processes that minimize risk while driving business growth and innovation.
• Conduct regular, technology-driven assessments of risk control measures to ensure compliance with regulatory requirements and internal policies while adopting best practices.
• Lead investigations into operational issues and fraud incidents using digital forensics and analytical tools, delivering actionable recommendations to address root causes and prevent recurrence.
• Enhance organizational awareness of risks and fraud by implementing targeted training programs and promoting knowledge-sharing initiatives, with an emphasis on digital risk management.
• Work closely with external partners and stakeholders to establish robust fraud monitoring and mitigation strategies within the broader digital ecosystem, ensuring seamless integration with operational practices.

Requirements:

• Minimum of 10 years of experience in a financial service industry, with minimum 5 years in business risk, credit risk, or financial forensics and fraud investigation role. 
• Experience with a management or technology consulting firm or a similar position at an industry-leading company is a strong advantage
• Strong analytical skills with experience analyzing complex problems.
• Excellent problem-solving and critical thinking skills.
• Strong communication and presentation skills, with the ability to effectively communicate with senior leadership and stakeholders.
• Bachelor’s degree or higher in Accounting, Engineering, Mathematics, Natural Science or a related field is preferred.