Gojek sedang merekrut seorang
Head of Underwriting & Portfolio Mgmt for Commercial Lending Product
Loker ini dibuat lebih dari 2 bulan yang lalu
About the Role
As a Credit Risk Senior Analyst, you will be working together with various functions within Findaya such as product development, data science, data engineering, and compliance. The role requires a proactive and highly analytical person, with hunger to learn and consistently have a sense of urgency for implementation.
Here at Findaya we strive to become a major player in the market, and we are looking for talents with a can-do attitude who have what it takes to make it happen!
What You Will Do
- Design and drive implementation of credit strategies, policies, procedure, and guidelines
- Support business growth by seeking for improvement in policy and analyze further if any adverse in credit performance
- Validate and monitor credit scoring models used to support credit decisions
- Analyze and assess the creditworthiness of new and existing borrowers
- Working together with other team to manage lending related projects, including projects with 3rd party to contribute in achieving business growth target
- Train the more junior credit risk analysts
What You Will Need
- Proven track record of credit risk analysis preferably with a focus on commercial lending, especially in digital framework/interfaces
- Logical and critical thinking process to create new rules or challenge existing ones
- Strong analytical skills
- Self-starter, adaptive to dynamic changes, proactive, and self-motivated
- Fluent in written and verbal English
About the Team
Our Commercial Risk family team collaborates closely with the product, data science and growth team and have been providing financial access to tens of thousands MSMEs in the Gojek ecosystem to help them grow their business and manage their day to day cash flow needs. Our team focus is to manage and mitigate potential risks that come along with credit and fraud risk. How do we do this? Through extensive data analytics, credit scoring and credit / fraud policy making to ensure we are able to grow sustainably and reach out to even more merchants!
About GoTo Financial
GoTo Financial brings secure, reliable, and user-friendly financial solutions to over 55 million monthly active users, more than 14 million merchants, and over 2.5 million driver-partners eager to benefit from the digital economy in the GoTo ecosystem.
GoTo Financial’s consumer services include GoPay, GoPayLater, and other financial services. We also serve businesses of all sizes through leading payment gateway Midtrans, Indonesia’s largest cloud POS network Moka and GoKasir. We also have the all-in-one merchant solution GoBiz, GoBiz Plus, GoStore, and Selly - available in Indonesia and Southeast Asia.
GoTo Financial is committed to building a diverse and inclusive workplace and are equal opportunity employers. We do not discriminate on the basis of race, religion, national origin, gender, gender identity, sexual orientation, disability, age, education status, or any other legally protected status.
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