Credit Verificator (SME)

PT Moladin Finance Indonesia (formerly PT Pro Car International Finance) is part of the Moladin Group. MOFI is a finance company that provides financial services to anyone, anywhere, and anytime. MOFI products are fully digital with innovative, flexible and effective processes. Since changing to Moladin Finance Indonesia in April 2023, MOFI has focused on meeting consumer needs, both productive needs through investment and working capital financing facilities, as well as other needs through multipurpose financing facilities. MOFI is licensed and supervised by OJK. Please refer to our website at https://mofi.id/ for more information.

Responsibilities

• Primarily responsible for conducting preparatory work associated with loan disbursement processes.
• Validating the suitability of customer application data with identity documents, collateral, loans, and the completeness of documents required in the credit acquisition process including TBO Document responsibility.
• Monitoring and adjusting entries for accruals, amortizations, depreciation, cost/fee deductions, other servicing costs, and fund transfers.
• Maintaining the daily target for the number of incoming applications to be reviewed, as well as meeting committed SLA.
• Identifying any data errors or unreconciled items between reports and data and preparing bank reconcilement in the daily/weekly/monthly process.
• Ensuring that all documentation, approval, and necessary data have been correctly filled out in the system before proceeding with disbursement.
• Preparing the disbursement report on a daily basis according to the required template in a timely manner.

• A minimum of a Diploma or Bachelor’s Degree from a reputable university with an outstanding GPA, preferably in accounting/finance/business administration.
• Proficient in Microsoft Excel, MS Word, and MS Office; possessing strong administrative and documentation skills
• Minimum 1 year of experience in lending operations within the financial industry.
• Exceptional attention to detail and a keen interest in data analysis, along with high levels of responsibility, integrity, commitment, and discipline.
• Demonstrates a strong sense of ownership in delivering excellence and exceeding expectations, particularly in fast-paced environments.
• Excellent oral and written communication skills, capable of effectively articulating recommendations within operational areas.