- Create and analyze credit risk portfolios, and collaborate with the finance department to calculate monthly loss budgets.
- Track loss reports provided by the collection department and provide risk-related recommendations.
- Develop credit policies and Standard Operating Procedures (SOPs) related to impairment, loan reserves, and write-off policies.
- Prepare credit risk presentations and reports to management, highlighting credit risk trends.
- Monitor market trends and identify any regulatory or policy changes that may impact the company's credit losses.
- Work with the internal modeling team to measure counterparties (lenders/investors) exposure and ensure credit risk exposures do not exceed the company's risk appetite. Investigate any breaches of limits.
- Create credit policies and SOPs for the risk and operation departments, as needed.
- A Bachelor's Degree from a reputable local or overseas university with an excellent GPA in economics, engineering, statistics, or IT.
- A minimum of 3 years of experience in risk management within the lending business of a financial institution.
- Sound knowledge of credit risk principles, credit loss concepts, and best practices applied to lending/financing businesses.
- Proficient in Microsoft Excel, Word, and PowerPoint, with excellent communication and project management skills.
- Strong financial analytical skills, attention to detail, and ability to generate data into summary recommendations and analysis.
- Committed to doing an excellent job and exceeding expectations in a fast-paced environment.
- Excellent oral and written communication skills in both English and Indonesian, able to communicate policies and analyses to varied audiences, including the entire lending team.
Silakan referensi bahwa Anda menemukan lowongan kerja ini
di Fungsi.id, ini membantu kami mendapatkan lebih banyak
lowongan kerja berkualitas di sini, terima kasih!