Atome sedang merekrut seorang
Credit Analyst
Loker ini dibuat lebih dari 2 bulan yang lalu
About Atome Financial
Headquartered in Singapore, Atome Financial is a consumer business unit under Advance Intelligence Group. The products under Atome Financial include:
Atome: A leading buy now pay later brand in Asia Pacific which is currently present in 10 markets and partners over 15,000+ top retailers. Key merchant partners include ZALORA, Sephora, Agoda, SHEIN and Zara.
Kredit Pintar: One of Indonesia's top digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK). Over 10 million downloads, 2 million customer reviews and with a 4.4-star rating on Google Play Store.
As part of the Advance Intelligence Group, a Series-D company and ranked No. 1 on LinkedIn's 2021 Top Startups List in Singapore with over 2,000+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.
Our culture is built on values that are core to who we are and what we stand for:
- We foster an INNOVATION mindset
- We achieve results with EFFICIENCY and excellence
- We take pride in the QUALITY of our work
- We uphold INTEGRITY in all we do
- We embrace COLLABORATION to work across business lines and borders
Job Description
- Responsible for checking the authenticity of the documents submitted & customer information
- Conduct daily reviews and make decisions for all incoming applications in the pipeline product based on available internal SOP
- Identify and analyze the scam patterns that have occurred or will occur and report to Supervisor
- Provide recommendations tied to analysis and assessment of review results
- Maintain the daily targeted numbers of incoming applications to be reviewed
- Ensure all information declared by the borrower in the application through phone or live video call verification based on the internal phone verification policy
- Ensure adherence of policy implementations
- Work independently and in a team environment to meet and exceed established objectives, KPI and quality performance indicators
- Contribute to projects as assigned and participate in continuous improvement efforts
- Develop knowledge of functional area policies and procedures
Requirements
- Minimum S1 preferred. D3 candidates may apply if no short term intention of furthering studies
- Minimum 2-3 years banking/fintech experience as Credit Analyst or Credit Assessment
- Possess good knowledge in Credit Analysis, Fraud Anomalies & Fraud Detection
- Experienced in MS Word, Excel, Power Point, GSuite
- Highly responsible, committed & disciplined
- Experience and able to work under shifting arrangement
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