Anti Fraud Specialist

About Amartha

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.

About the Team

The Anti-Fraud team is responsible for detecting potential fraud indicators through routine monitoring, data analysis, and investigation support. Working closely with cross-functional teams, the team helps assess suspicious activities, prepare fraud-related reports, and support risk mitigation efforts.

Responsibilities

• Conduct routine monitoring of operational data to identify anomalies and potential fraud red flags
• Analyze transaction patterns, field behavior, and exception reports to detect signs of irregularities
• Perform initial screening of suspicious cases and provide risk classification and recommended actions.
• Coordinate with Operations/Investigation teams and prepare reports on fraud trends and key findings.

• Bachelor’s Degree in Information Systems, statistics, mathematics, accounting
• 1–3 years of experience in fraud detection, risk management, data analysis, compliance, or internal control within financial services/fintech
• Familiarity with field operations processes (disbursement, collection, verification) and common fraud modus in microfinance/fintech settings

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.

We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.