AML Senior Analyst
Aspire is the leading all-in-one finance operating system for growing businesses in APAC. We are on a mission to reinvent business finance for a new generation of entrepreneurs and business owners, empowering startups and MSME to realise their full potential.
Founded in 2018, Aspire has raised over USD 300M+ across equity and debt from world-class investors. In 2023, we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation of Tencent, Paypal Ventures, LGT Capital Partners, Picus Capital and MassMutual Ventures. To power our solutions, we have partnered with some of the best companies in the world such as Visa and Wise and helped more than 15,000 businesses using our suite of products.
For 2 consecutive years in 2022 & 2023, Aspire has been awarded Best Employer of the Year and Startup of the year by Asia FinTech Awards, and also LinkedIn’s Top Startup in Singapore. In 2023, we also made it to CB Insights’ Top 100 Global Fintech List.
You will be amazed by the energy and experience of our team! Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs, ex-founders, and high-achievers with international and diverse backgrounds.
Are you a top talent who is passionate about entrepreneurship? Join our rapidly growing team to make an impact in the fintech space!
About the role:
- Conduct detailed periodic reviews of client accounts, analyzing transactional activity and client profiles, and assess risk levels to identify potential compliance or financial crime risks.
- Ensure reviews comply with internal policies, regulatory requirements, and industry best practices by collaborating with internal departments (e.g., KYC, Transaction Monitoring) to verify client information and documentation.
- Prepare and present detailed reports with findings and recommendations for risk mitigation, and enhance review processes, tools, and methodologies.
- Stay updated on AML/CFT regulatory changes and industry developments, and provide training and guidance to junior analysts to ensure compliance.
- Participate in audits by providing necessary documentation and explanations, handle complex cases, and escalate issues to senior management as needed.
Minimum qualifications:
- Bachelor’s degree in Finance, Business, Law, or related field.
- Minimum of 3 years of experience in compliance, risk management, or financial crime prevention, preferably within the financial services industry.
- Strong understanding of AML/CFT regulations and industry best practices.
- Experience with KYC processes.
- Excellent analytical skills and attention to detail.
- Strong written and verbal communication skills, with the ability to present complex information clearly and concisely.
- Proficiency in using compliance-related software and tools.
- Ability to work independently and as part of a team.
- Strong organizational and time management skills, with the ability to handle multiple tasks and meet deadlines.
Preferred qualifications:
- Experience with AML systems and software.
- Previous experience in a financial institution or regulatory body.
- Knowledge of global AML regulations and trends.
What we offer
- Uncapped flexible annual leave.
- Hybrid work arrangement.
- Training subsidy for your professional growth.
- Wellness benefit.
- Team bonding budget to foster collaboration and sense of belonging.
- Flexibility to work from anywhere (for up to 90 days per annum).
- Culture is Key: We always strive to cultivate a special culture that brings special talents together - You can learn more about our culture on our careers site and LinkedIn Life page.
Equal Opportunity Statement
Aspire is an equal opportunity employer and is committed to providing equal employment opportunities to all qualified individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected characteristic as outlined by applicable laws.
Please note: by submitting your application, you acknowledge that you have read and understood Aspire’s Data Protection Policy for Employees, Freelancers, Contractors and Job Applicants (the “Policy”), and consent to the collection, use and disclosure of your personal data by Aspire for the purposes set out in the Policy. You may withdraw consent for such collection, use and disclosure, and make an access or correction request in respect of your personal data, in accordance with the Policy by emailing [email protected].
